How credits work
One number for the AI meter.
Every action you take with Pango spends a few credits. Your plan comes with a monthly allocation; most groups stay well under. Here's exactly how it adds up — for the curious. You don't need to think about this to use Stateful.
What each action costs
Approximate. We tune these so the round-number plan allocations cover the real usage of real groups — and we'll surface a change in the changelog if we ever recalibrate.
| Action | Cost |
|---|---|
| A quick chat with Pango | 1 credit |
| A deeper turn where Pango edits an artifact | 5 credits |
| Summarize a stretch of the Timeline | 2 credits |
| Pango writes a Space description for the list card | 2 credits |
| Pango describes an uploaded photo for context | 2 credits |
| Regenerating the Timeline since the last update | 3 credits |
| First-ever Timeline generation (reads the whole history) | 10 credits |
Chatting with each other (not Pango) is free and unlimited. Only AI work spends credits.
Your free base, and how to add more
Free base
300 credits / mo
Roughly 150 in-depth AI turns, free, every month. Enough to plan something real — a weekend, a small project. When your Focus credits run out, the in-depth work pauses till next month; quick replies and chatting with each other keep going.
Credit blocks
$6.99 / mo
A recurring monthly top-up — +1,000 credits for $6.99, every month. Your monthly allowance is the free base plus every active block. Add as many as you want; each renews monthly and you can remove any of them anytime. Remove them all and you're back to free.
What that looks like in real life
An AI turn averages about 2 credits across real groups (mostly cheap, sometimes expensive). Translating that to actual planning volume:
Free base · 300 / mo
- ≈ 150 AI turns/month— Talking, planning, editing artifacts
- 1 active Space at a time— Or sketching multiple light ones
- ~5 turns/day— Enough to plan a weekend or one small trip
- The whole planning toolkit— Itinerary, budget, decisions, more
Add blocks · add as many as you want
- +1,000 / block— $6.99/mo each — one simple price
- ≈ 500 more AI turns / block— Add two for double, three for triple — it just stacks
- Stack them— Allowance = free base + every active block
- Remove anytime— Each block is its own monthly subscription; remove all and you're back to free
These are typical workloads from real groups. The actual meter just adds up per-action costs from the table above.
Two kinds of credits — no surprise bills
You get two kinds each month: Focus credits for the in-depth work (planning, timelines, decisions) and Snap creditsfor quick replies and notes. They run down independently. When a kind runs out, that help pauses until it refreshes next month or you add a block — there's never a metered overage or a surprise bill, and a gentle warning starts at 75% so it's not a shock.
Chatting is always free
Talking with each other in a Space never costs credits — only Pango's AI work does. So even when both credit types are used up for the month, the group keeps talking; add a block or wait for the refresh to bring Pango's help back.
Need more sooner? Add a block
Add a credit block and the heavy work picks right back up — no waiting for the monthly refresh. Blocks are flat recurring subscriptions, so there's no metered charge and no surprise bill: you only ever pay for the blocks you added.
Your bill is exactly the blocks you're subscribed to — remove any of them anytime, and remove them all to drop back to the free base.
Why credits instead of seats
AI calls are what cost us real money. Seats don't. Pricing on credits means a planning-heavy group of two pays roughly the same as a chatty group of seven — fair on both ends, and it doesn't punish you for inviting people into a Space.